Part IV

Our fees.

What you keep,
and what you lose.

On an initial investment of USD 1 million, the difference between average adviser performance — approximately 6% after fees — and a properly-run book at 10% compounds dramatically over a generation. The gap is not a rounding error. It is the difference between financial independence and a fraction of your potential.

USD 1m Initial Investment — 6% vs 10% Net Return Over 25 Years
Note: figures are illustrative. Past performance does not guarantee future results.
USD 6.5m Additional capital at year 25 from the 4-point gap
USD 3.5m+ Paid away in fees and poor performance by year 20
USD 700k Annual passive income at 10%, vs USD 130k at 6%

Four points of return,
across a generation.

On an initial USD 800,000 invested over twenty-four years, the gap between 9% and 13% net of fees is USD 7 million. The same arithmetic produces USD 1.3 million in annual income versus USD 552,000 in year 24. A 1% management fee has already been deducted from each line, to give a fair representation of net returns.

USD 800k Initial Investment — Net Returns 9%–13% Over 24 Years
Note: a 1% management fee has already been deducted from each line, to give a fair representation of net returns.

Transparent fees,
stated upfront.

Our fee structure is the same for every client and the same in every conversation: agreed in advance, never tied to the products we recommend.

AED 20,000
Standard Health Check

Covers approximately 80% of clients. A full review of existing advice, products, fees, and risk exposure, with a written report and prioritised next steps.

On Quotation
Complex Engagements

Large multi-asset structures, contentious contracts, trust arrangements, or matters with potential legal cost. Quoted after a scoping conversation.

USD 500 / hr
Bespoke Work

Valuations, due-diligence assignments, deal review, and other one-off engagements outside the standard health check.

In every case to date, clients have saved more than the cost of the engagement — through fee reduction, restructured exposure, or both.

A retainer aligned
with your interests.

Annual Retainer · Paid Monthly
0.60% AUM

We are paid more only if you make more. Alignment is structural.

CIO Function

We act as the Chief Investment Officer of your family-office structure — strategy, portfolio construction, ongoing oversight.

Portfolio Management

Risk analysis, ongoing management, and all underlying research. Decisions are made jointly by you and the firm via the investment committee.

Deal & Private Equity

We screen and review private-equity opportunities, valuations, and any other off-market investment proposed to you.

Long-Term Alignment

Our economics are linked directly to your AUM. We are incentivised to compound your capital, not to churn it.

Begin with a health check.

A standard health check covers approximately 80% of clients. We review your existing portfolio, identify material findings, and deliver a written report with prioritised next steps — for AED 20,000.

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